At Avena Impact Wealth Advisors, we believe your wealth should reflect your values and fuel your vision for the future. Based in Holland, MI, our team offers comprehensive financial guidance with a deep focus on ethical investing, strategic retirement income planning, and proactive tax mitigation. Whether you’re a business owner, professional, or family stewarding generational wealth, we serve as your dedicated partner—helping you align your investments with what matters most while securing lifelong financial confidence. From healthcare and long-term care planning to estate strategies and college funding, we provide integrated advice that simplifies complexity and inspires clarity. With decades of expertise and a passion for impact, we help you turn financial decisions into lasting influence. Below, check out the financial planning services offered at Avena Impact Wealth Advisors.
At Avena Impact, financial planning is the foundation for everything we do—from retirement income and tax strategies to insurance and impact investing. Our holistic, personalized approach helps simplify complexity and align your wealth with your values. Whether you’re planning your next chapter or considering your legacy, we’ll guide you with clarity, purpose, and precision—so your financial plan becomes a tool for meaningful influence.
We specialize in helping clients near or in retirement gain clarity and confidence about their income needs. Our comprehensive approach includes personalized withdrawal strategies, guidance on pensions, Social Security timing, and real estate decisions—all tailored to maximize lifetime income and minimize tax burden. For early retirees, we collaborate with experts to navigate healthcare options and Medicare planning. For those passionate about giving, we structure legacy gifting and charitable strategies that reflect your values while preserving your financial security. With dynamic spending guardrails and annual reviews, we ensure your plan evolves with your life—so you never have to wonder if you’ll outlive your wealth, and you’re free to focus on what truly matters.
At Avena Impact Wealth Advisors, we believe strategic tax planning is essential to preserving and expanding your wealth. Our team helps you proactively manage tax exposure across all account types—taxable, tax-deferred, and tax-free—through thoughtful asset location and allocation strategies. We employ proven techniques like tax-loss harvesting, Roth conversions, and income timing to reduce unnecessary liabilities over time. For charitably inclined clients, we design giving strategies using tools such as donor-advised funds and qualified charitable distributions (QCDs) to support meaningful causes while optimizing tax benefits. As tax laws evolve, we stay ahead of the curve so you don’t have to—ensuring your plan remains current, compliant, and aligned with your long-term goals.
Our team designs investment strategies that are as unique as your goals, risk profile, and values. Whether you’re seeking long-term growth, income stability, or alignment with personal convictions, our team delivers tailored solutions that evolve with your needs. We offer diversified portfolios including high-dividend equity strategies, momentum-based approaches, and multi-optimized buy-and-hold models. For clients seeking income security, we provide carefully selected annuity options. Accredited investors gain access to private market opportunities and institutional-quality separately managed accounts (SMAs). Powered by adaptive strategies and algorithmic signals, our investment approach responds to changing market conditions—so you can grow, preserve, and purposefully align your wealth with clarity and confidence.
At Avena Impact Wealth Advisors, we help protect and preserve your legacy through estate strategies that reflect your values and ensure lasting impact. Whether you already have an estate plan or are starting from scratch, we collaborate with your attorney—or connect you with one of our trusted partners—to ensure every detail aligns with your goals. We help retitle assets into appropriate structures, such as trusts, to avoid probate and reduce unnecessary costs. Our team reviews estate documents every five years and ensures beneficiaries stay current. Beyond the technical strategies, we guide clients in preparing for meaningful conversations with loved ones—so your legacy isn’t just protected, but clearly communicated and purposefully passed on.
Avena Impact helps business owners align their personal and professional goals through integrated, tax-efficient planning. From entity selection and asset protection to retirement plan implementation—such as SEPs and Solo 401(k)s—we offer strategic guidance tailored to your unique business structure. We assist with informal business valuations, succession planning, and exit strategies that minimize tax exposure and preserve your legacy. For growing teams, we advise on employee benefits and specialized compensation plans to attract and retain key talent. Whether you’re scaling, selling, or simply stewarding your enterprise wisely, we bring clarity and foresight to every stage—so your business becomes a lasting source of purpose, impact, and financial confidence.
